T&C

Terms and Conditions for Pay Aonrain

Effective Date: 28/11/2023

These Terms and Conditions ("Terms") govern your use of the Pay Aonrain mobile wallet app ("App") provided by Aonrain Services Ltd. By using the App, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please do not use the App.

1. Use of the App a. Eligibility: You must be at least 18 years old to use the App. By using the App, you affirm that you are of legal age and capacity to enter into this agreement. b. License: We grant you a limited, non-exclusive, non-transferable, revocable license to use the App solely for your personal, non-commercial use. c. Prohibited Activities: You agree not to engage in any illegal, unauthorized, or prohibited activities while using the App, including but not limited to fraud, hacking, or any action that disrupts the functionality of the App.

2. Account Registration and Security a. Account Creation: You may need to create an account to use certain features of the App. You are responsible for providing accurate and complete information during registration and keeping your account credentials secure. b. Account Security: You are solely responsible for maintaining the confidentiality of your account and password. Notify us immediately of any unauthorized use of your account or any other breach of security.

3. Payments and Transactions a. Deposits and Withdrawals: The App allows for manual deposits and withdrawals of funds. All transactions are subject to verification and may be subject to fees or processing times. b. Transaction Authorization: By using the App, you authorize us to process transactions based on your instructions.

4. Privacy a. Privacy Policy: Your use of the App is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using the App, you agree to the terms of our Privacy Policy.

5. Limitation of Liability a. No Warranties: The App is provided on an "as is" and "as available" basis. We do not make any warranties regarding the reliability, accuracy, or completeness of the App. b. Limitation of Liability: Aonrain Services Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with the use or inability to use the App.

6. Changes to Terms We reserve the right to modify or update these Terms at any time. We will notify you of any material changes to these Terms. Continued use of the App after such changes constitutes acceptance of the updated Terms.

7. Termination We reserve the right to terminate or suspend your access to the App at our discretion, without notice, for any reason, including if we believe that you have violated these Terms.

8. Contact Us If you have any questions or concerns about these Terms, please contact us at kiribati@payaonrain.com

By using the Pay Aonrain mobile app, you agree to be bound by these Terms and Conditions.